ChatGPT and the AI dependency epidemic

18 July 2025|

As a hybrid worker, commuting from my flat in Lewisham to our office in Hoxton twice a week can feel like quite a chore, particularly when my commute for the other three days consists of a three-foot distance between my bed and my desk. Recently, flustered from having conquered both the DLR and Tube at rush hour, I climbed the escalator at Old Street station only to be engulfed by a mass of purple posters plastered with slightly too-perfect-looking faces,

Puns and perceptions

11 July 2025|

I have a confession. It was Father’s Day recently and so, being the good son that I think I am, I wrote my father a card. I wanted to incorporate a pun in the message that was comic book themed to match his interests and ‘bad’ enough to achieve the level of dad humour he is notorious for. This however was a struggle, perhaps because I am not yet a father myself and so not privy to this kind of

Tony likes tins

4 July 2025|

When he was a young man, my father-in-law, Anthony (Tony) Morgan, CMG, ret. (more usually known as ‘Mogs’), once remarked to his mother-in-law that he found the peas on his plate to be unusually tasty. It was just a courtesy, really. He could equally well have remained silent or have made a remark about the weather. It was lightly done. The meal had been proceeding as they usually did. Perhaps he felt it was his turn to say something. Perhaps

Buy the dip?

27 June 2025|

There is an outbreak of war (trade or real): buy the dip. Financial scandal uncovered at a health insurance company: buy the dip. An expensively valued meme stock misses earnings: buy the dip. No matter the catalyst, I have a friend who will always justify his plans to buy the dip (BTD), while encouraging me to do the same. I’ve been receiving similar advice for many years. During 2009, my Money & Banking professor told us that it was a

Reaching for the sky

20 June 2025|

It has become a Fathom tradition that, upon returning from holiday, Fathomites will write a blog post tangentally related to their travels. I recently came back from a trip to Taiwan and it’s the nation’s capital (or more precisely its tallest building) that serves as the inspiration for this week’s blog. For those who don’t know, Taipei (the capital city of Taiwan) plays host to the Taipei 101 tower, once the tallest building in the world. On the face of

Who wins in a Buy Now, Pay Later world?

13 June 2025|

Buy now, pay later (BNPL) credit has exploded in popularity since the pandemic. With its tempting zero-percent interest rates offered to anyone who can pass a ‘soft’ credit check, it is not hard to see the appeal. Sure, it can make sense to spread medium-size, infrequent purchases into several payments to ease the liquidity constraints of a monthly paycheck. But with BNPL payment now available on food delivery services such as Uber Eats, has it gone too far? For those

On productivity

6 June 2025|

When preparing for my interview with Fathom, nearly two years ago now, I remember being both impressed and daunted by Thank Fathom it’s Friday. ‘How on earth’ I thought ‘would I (if I got the job) manage to come up with something interesting, well-written and economics-related at semi-regular intervals?!’. As it turns out this has gone reasonably well (at least up to now), not least because of the willingness of Tom, my partner to brainstorm TFiFs with me. However, dear

Do you speak English?

30 May 2025|

¡Espero que estés bien! Si no, no te preocupes, siempre hay un lado positivo. ¡Es el fin de semana! J’espère que tu vas bien! Sinon, ne t’inquiète pas, il y a toujours un bon côté des choses. C’est le week-end! Or for those more like myself, and presently largely constrained to English: I hope you’re doing well! If not, don’t worry there is always a bright side. It’s the weekend! So, where is this going? Several weeks ago I committed

Beating the big spenders

23 May 2025|

The film Moneyball tells the story of how a small-market Major League Baseball (MLB) team rebuilt after losing several ‘irreplaceable’ star players. Brad Pitt plays Billy Beane, the general manager of the Oakland Athletics, who hires young economist Peter Brand (Jonah Hill) to help him put together a new data-driven approach to recruitment. Armed with the data, Beane signs a collection of new players who don’t fit the mould of textbook baseball superstars in terms of physical stature, injury records

Should we be scared of sharks?

16 May 2025|

As a young boy growing up in Cape Town, I would spend hours bodyboarding with my friends, day after day, at Muizenberg beach. I always knew there were great white sharks around; after all, Seal Island — their favourite hunting ground — was only 10km away. Surfers have a code of not talking about sharks (spoiler: it is not clear whether I really am a surfer) but I was told that the sharks didn’t come close to the shore at